Business Growth Capital offers a complete menu for start up and existing locations with Loans, Equipment Leasing, Point of Sale (POS), Credit Card Services and  Merchant Cash Advance to help your needs. Many options to choose from with amounts starting at $5000 and up to $3 Million per location. Fast Approvals in 24 hours and Funding in as little as 3 days on most programs.

Business Growth Capital Restaurant Loans offer owners the flexibility and convenience of fixed payments over a specified time. While traditional lenders decline restaurant owners for a less-than-perfect credit score, BGC believes that a restaurant owner with a healthy cash flow should be supported.

Our restuarant loan decisions and fundings are fast - the entire process can take as little as 5 business days after the requested documentation is submitted to us.

Consider these features:

• Loan Size: $10,000 up to $500,000
• Term: up to 60 month business loan terms
• Payment: Weekly payments from account via ACH (automatic clearing house)
• Security: Personal Guarantee
• Timing: Business Financnig Decision in as fast as 1 business day; funding in as fast as 5 business days

Business Growth Capital Short Term Restaurant Loan or an SBA Loan

SBA Loan

The Small Business Administration (SBA) loan is ideally suited for small business owners with strong personal credit histories and well-organized financial and business planning systems. SBA loans are really bank loans, submitted to the SBA for guaranteed payment, allowing the bank to lend with reduced risk. Today, restaurant owners find it virtually impossible to obtain this type of financing.

Business Growth Capital Short Term Restaurant Loan

A Business Growth Capital restaurant loan is designed for restaurants with strong company cash flow, less-than-perfect credit scores and time-sensitive funding needs.

Feature

SBA Loan

BGC Restaurant Loan

Customer Target:

Business owners with:

• Strong personal credit
• Excellent Strategic and financial planning reporting/systems
• Limited time-sensitive funding needs

Business Owners with:

• Strong company cash flow, despite their personal credit record
• Need for quick access to capital

Documentation Required:

1. Multi-page loan application
2. Previous 3 years of income statements and business balance sheets
3. 2-year projected balance sheets and income statements
4. 12 months of projected cash flow statements
5. Previous 3 years of personal and business tax returns
6. Business plan
7. Accounts receivables aging report

1. One-page-loan application
2. Previous 3 months of bank statements
3. Previous 3 months of credit card statements

Collateral Required?

Yes (Typically 10%)

No

Average Application Time

2-3 months

Decisions within 2 business days; funding within 7 business days

Average Term

60 months

Up to 18 months

Payment Structure

Monthly and manual

Weekly and automated

Request a FREE No obligation quote with BGC Restaurant Loans & see the lending options available to your business, takes less than a minute!